Статија на The International Herald Tribune, вели дека:

It is a little like Internet dating, but the objective is money.

A Web site based in Britain, Zopa.com, and another in the United States, Prosper.com, have started businesses that connect individuals eager to borrow money to other people willing to lend, offering both sides better interest rates than banks.

А, во Македонија, сеуште има банки чии клиенти не можат да си ги проверат сметките на Интернет.